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BuyersSellers

For Buyers and Sellers

Buying or Selling Property

Here's Some Information You May Find Helpful

Mortgage Calculator

Tools You Can Use

This tool from Texas Department of Housing and Community Affairs allows you to calculate a standard mortgage.

Morgage Calculator

image of a standard calculator

Let’s Talk about the Selling Process

The Selling Process

Once the process has been started, you will receive a welcome packet from our office which will include a welcome letter and a title policy commitment.’

Please review the title policy commitment as soon as possible. Requirements that need to be met in order to complete the sale will be outlined in schedule “C” of the commitment. Questions or concerns?

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Info

Most of the requirements outlined in schedule “C” deal with what you must do to transfer clear ownership of the title to the buyer. We will assist you however we can with these requirements.

The sale of the real estate may also be subject to lender requirements; these commonly include appraisals, pest inspections, and surveys.

A survey will be ordered by our office only at the written request of your lender.

Appraisal and pest inspection orders are the responsibility of the lender.

A Seller's Checklist

Please be sure to bring the following items with you to your closing

Photo Identification

Photo identification (passport, driver’s license or state-issued identification card)

Checkbook

Your checkbook for any additional payments.

Current Invoices

Invoices for any unpaid taxes, utilities, assessments

Day of Closing Payments

Any items you wish to pass onto the Buyer such as:
- association payment coupons
- warranties
- garage door openers
- spare keys

A Buyer's Checklist

Please be sure to bring the following items with you to your closing

Photo Identification

Photo identification (passport, driver’s license or state-issued identification card)

Day of Closing Payments

All payments made on the day of your closing will need to be in the form of cash or certified
check. (Any amount of $1,500 or more must be paid with a certified check.)

Checkbook

Your checkbook for any additional payments.

Additional Documents Requested by Lender

Any additional documentation your lender has asked you to supply.
Need Help with Closing Questions, Call Us at (806) 998-4022Contact Our Title Office
Additional Resources

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